Terms & Conditions

These terms and conditions apply to the entire contents of the website and to any correspondence by e-mail
between us and you. Please read these terms carefully before using this Website. You should print a
copy of these terms and conditions for future reference.

1. YOUR USE OF THIS WEBSITE

1.1. You may access most areas of the Website without registering your details with us. Certain areas
of the Website are only open to you if you register.

1.2. By accessing any part of the Website, you shall be deemed to have accepted this legal notice in
full. If you do not accept this legal notice in full, you must leave the Website immediately.

1.3. We reserve the right to vary these terms and conditions at any time without notice. If so, the updated
version will be posted on the Website and you will bound by the updated version if you continue to
use the Website thereafter. Certain provisions of this legal notice may be superseded by expressly
designated legal notices or terms located on particular pages of the Website.

2. LICENSE

2.1. Unless otherwise stated, the copyright and other intellectual property rights in all material on
this Website are owned by us, our licensors, advertisers or content suppliers. Except as expressly
provided nothing contained herein shall be construed as creating any license or right under copyright,
trademark or other intellectual property rights. You may store, manipulate, analyse, reformat, print
and display the content supplied solely for your own personal and non-commercial use. In no event are
you permitted to publish, distribute or otherwise reproduce in any format any of the content or copies
of the content supplied to you or which appears on the Website. Any use of extracts from this Website
other than as permitted above for any purpose is prohibited. If you breach any of the provisions of
these terms and conditions, your permission to use this Website automatically terminates.

2.2. Subject to clause 2.1, no part of the Website may be reproduced or stored in any other website or
included in any public or private electronic retrieval system prior written permission.

2.3. Any rights not expressly granted in these terms are reserved.

3. SERVICE ACCESS

3.1. While we endeavour to ensure that this Website is available 24 hours a day, we shall not be liable
if for any reason this Website is unavailable at any time or for any period.

3.2. We give no warranties as to the availability, performance or accessibility of the Website.

3.3. Access to this Website may be suspended temporarily and without notice at our discretion including
without limit in the case of system failure, maintenance or repair or for reasons beyond our control.

4. LINKS AND ADVERTISEMENTS

Links to third party websites on this Website are provided solely for your convenience. If you use these
links, you leave this Website. We have not reviewed these third party websites and do not control and
are not responsible for these websites or their content or availability. We, therefore, do not endorse
or make any representations about them, or any material found there, or any results that may be obtained
from using them. If you decide to access any of the third party websites linked to this Website, you
do so entirely at your own risk. We reserve the right to display advertisements on the Website and
on your login pages of third party products and/or services which may be of interest to you. Please
be aware that the products and services advertised are not provided by us and are provided by third
parties over whom we do not have control. You should satisfy yourself that you wish to purchase those
products or services and that you agree to the third party’s terms and conditions before contracting
with them. We accept no liability for any products or services or information provided by third party
providers.

5. DISCLAIMER

While we endeavour to ensure that the information on this Website is correct, we do not warrant the accuracy
and completeness of the material on this Website. We may make changes to the material on this Website,
or to the services provided on it, at any time without notice. The material on this Website may be
out of date, and we make no commitment to update such material. The material on this Website is provided
“as is”, without any conditions, warranties or other terms of any kind. Accordingly, to the maximum
extent permitted by law, we provide you with this Website on the basis that we exclude all representations,
warranties, conditions and other terms (including, without limitation, the conditions implied by law
of satisfactory quality, fitness for purpose and the use of reasonable care and skill) which but for
these terms and conditions might have effect in relation to this Website.

6. LIABILITY

6.1. The material displayed on our site is provided without any guarantees, conditions or warranties
as to its accuracy. To the extent permitted by law, we, other members of our group of companies and
third parties connected to us hereby expressly exclude:

  • All conditions, warranties and other terms which might otherwise be implied by statute, common law
    or the law of equity.
  • Any liability for any direct, indirect or consequential loss or damage incurred by any user in connection
    with our site or in connection with the use, inability to use, or results of the use of our site,
    any websites linked to it and any materials posted on it, including, without limitation any liability
    for:

    • Loss of income or revenue;
    • Loss of business;
    • Loss of profits or contracts;
    • Loss of anticipated savings;
    • Loss of data;
    • Loss of goodwill;
    • Wasted management or office time; and
    • for any other loss or damage of any kind, however arising and whether caused by tort (including
      negligence), breach of contract or otherwise, even if foreseeable.

6.2. Nothing in this legal notice shall exclude liability for:

  • 6.2.1. death or personal injury caused by negligence (as such term is defined by the Unfair Contract
    Terms Act 1977); or
  • 6.2.2. fraud; or
  • 6.2.3. misrepresentation as to a fundamental matter; or
  • 6.2.4. any liability which cannot be excluded or limited under applicable law.

6.3. If your use of material on the Website results in the need for servicing, repair or correction of
equipment, software or data, you assume all costs thereof.

6.4. You have read this disclaimer and agree to it on the basis that you agree it is reasonable.